Personal Insurance

Independent advice. Exceptional coverage. Always on your side.

Protect What Matters Most with Personal Insurance Tailored to You

At Fridrich, Pinson & Associates, “personal insurance” means coverage for the things that matter most: your home, your vehicles, and your financial future. This includes homeowners insurance, auto insurance, and excess liability protection — the core of our work and 65% of what we do.

While we serve individuals and families across a wide range of needs, many of our clients are successful professionals who require more than one-size-fits-all protection. Whether it’s a high-value home, a collection of vehicles, or coverage for multiple properties, we bring the experience and access needed to protect what you’ve worked hard to build. And because we’re not tied to any one company, we can truly advocate for you — offering personal guidance and support through both underwriting and claims.

While we can provide you and your family with a quote for homes in any price range, we have developed a niche within our agency of providing an extensive array of products to successful clients. Coverage is written through our partnerships with premium insurance carriers like PURE (Privileged Underwriting Reciprocal Exchange), Chubb, Vault, Hanover, and Cincinnati. These carriers know how to underwrite, price, risk manage, and offer insurance coverage that the successful customer needs to fully protect them and their assets. Accomplished insureds generally need avenues for large multi-million dollar levels of liability protection, coverage for unique automobiles or watercraft, one-of-a-kind homes with high-level workmanship, and protection for vacation homes or rental property. They need unique care and expertise, and the FPA team has the experience and knowledge to be their risk management partner and advisor.

Since we are an independent insurance agency representing many insurance companies, we can search the marketplace for the correct combination of coverage and price to meet the insurance requirements of you and your family. Unlike direct writers that you see every day in the media, we are not employees of any particular insurance company; therefore, we can truly act as an advocate on your behalf in the event of any issues that may arise in underwriting or claims payment.